When to Talk to Your Mortgage Professional

	In the market for a mortgage loan? We will be glad to assist you! Give us a call at 3175959600. Want to get started? Apply Here.

Even if you have not so much as picked out houses to view yet, it's advantageous to contact your mortgage loan professional early. What for? Perhaps it is difficult to understand how we can help even before you start to calculate your offer.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in mortgage payments you can afford, and the size of loan you can qualify for. We accomplish this by analyzing your income and debts, your work and residence circumstances, the funds available for a down payment, required reserves, and some other things. We ask for a minimum amount of paperwork, with a quick process.

At the point you are determined to be eligible, we will prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Power

Armed with your pre-qualification letter, several advantages fall at your feet when you find the house you want to make an offer for. First, you have some general numbers in mind, as the total you will qualify for with your loan. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd arrived at their house with a big box of cash to back up the offer! They won't have to wonder if that they have been wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You can have the sway of a buyer ready to make the deal right now!

We can help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through the pre-qualification process. We do this by reviewing your debts and income, your employment and housing circumstances, the funds available for a down payment, required reserves, and other considerations. It's short and basic; and we take pride in keeping the paperwork to a minimum.

Face to Face

While you can use our mortgage calculators on this site, it will be essential to sit down and talk with us. We can work toward your pre-qualification letter. Next, we can study your loan options and be sure you are in the best one. Contact us at 3175959600 to get started.

Have questions about pre-qualifying? Call us at 3175959600. Milestone Mortgage, Inc. NMLS#136714 answers pre-qualifying questions every day.