Why it's Important to Pre-Qualify

	Looking for a mortgage loan? We can help! Call us at 3175959600. Ready to begin? Apply Online Now.

It can be important to see a mortgage professional early, even if you haven't decided what sort of home you hope to find. What for? How can we help you if you have not negotiated a price, and don't know yet how much you want to borrow?

Pre-Qualify

Our mortgage professionals will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. In this process, we look at your borrowing power - analyzing your employment, available money for down payment, existing debt, income, and other areas. It's short and to the point; We keep the paperwork to a minimum.

Once you are determined to be eligible, we document our confidence in your capacity to qualify for a mortgage by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Once you locate the house that meets your needs, and you decide to make an offer, being pre-qualified for a mortgage loan will do a number of things. First of all, you have some definite numbers in mind, as the amount you will qualify for with your loan. Of greater importance to the home seller, your being pre-qualified is like your having entered their front door with a bag full of money to purchase their home! They will not have to be concerned they are wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to fret over. You have the ability to back your offer up.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can afford, and the loan amount you can qualify for. We will accomplish this by analyzing your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

It's vital to sit down and meet with us, even though you are free to also use the helpful mortgage calculator tools on this website. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your loan choices to be sure you are in the best one. Contact us at 3175959600 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 3175959600. It's our job to answer pre-qualification questions, so we're happy to help!