Why it's Important to Pre-Qualify

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Even if you haven't picked out houses to visit yet, it is advantageous to contact your mortgage professional first. Why? Perhaps it's hard to understand the way we could help even before you begin to talk about prices and negotiations.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and the size of loan you will qualify for. This process outlines your financial situation - your debts, income, career, and down payment money, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

After you are determined to be eligible, we prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

After you locate the house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage loan will do several things. First, you have some general numbers in mind, as the amount you will qualify for with your mortgage. Of greater importance to the current home owner, your being pre-qualified is like your having walked into their house with a bag full of money to purchase their house! They need not be concerned that they're wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to fret over. You can have the clout of a buyer ready to make the deal on the spot!

We can help you pre-qualify

When we pre-qualify you, we help you figure out the amount you can afford in mortgage payments you can afford, and the size of loan you can qualify for. During this process, we explore your capacity to borrow - reviewing your employment, money available for down payment, debts, income, and other circumstances. We as for a minimum amount of paperwork, and avoid a lengthy process.

One on one

While you can try our tools to calculate mortgage variables on our website, it is essential to meet with us. That way, we'll be able to help you get your pre-qualification letter. For another thing, we may locate a different mortgage option that is a better fit for you. We're waiting to meet with you: contact us at 3175959600.

Have questions about pre-qualifying? Call us at 3175959600. It's our job to answer pre-qualification questions, so we're happy to help!