When to Talk to Your Mortgage Pro About Pre-Qualification

	Shopping for a mortgage loan? We can help! Call us at 3175959600. Ready to begin? Apply Online Now.

Even if you've not so much as picked out houses to visit yet, it can be advantageous to see your mortgage loan professional first. What for? How can we help if you haven't negotiated a price, and do not know yet how much you need to borrow?

Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. In the process, we look at your borrowing power - reviewing your earning status, available money for down payment, debt, income, and other areas. It's quick and basic; We keep the paperwork to a minimum.

Once you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that documents the fact that we are helping you to find the best mortgage loan program to meet your situation and that we're confident you will qualify for a mortgage for up to a certain amount.

Power in the Pre-Qual

Several beneifits open to you when you find your new house, and have achieved pre-qualification. First, it helps you know the amount that you're able to offer. Even more important to the seller of the house, your pre-qualification letter gives them certainty - as if you had arrived at their house with a big box of cash to back up the offer! They won't need to wonder if they are wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't cause them concern. You'll have the clout of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and the size of loan you will qualify for. We accomplish this by considering your income and debts, your employment and residence situations, your available funds for down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

While you are encouraged to benefit from our tools to calculate mortgage variables on our website, it's essential to meet with one of our mortgage professional team members. That way, we will help you get your pre-qualification letter. Next, we can study your mortgage options to be sure you are in the right one. We're eager to hear from you: contact us at 3175959600.

Have questions about pre-qualifying? Call us at 3175959600. We answer pre-qualification questions every day.