When to Speak to Your Mortgage Pro About Pre-Qualifying
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Searching for mortgage advice? We'd be thrilled to answer your questions about our mortgage offerings! Call us at 3175959600. Ready to begin? Apply Now.
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It is important to see a mortgage loan pro early, even if you haven't settled on the kind of home to look for. Why? It might be difficult to fathom the ways in which we can help even before you start to talk about prices and negotiations.
Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and how much we of a loan you will qualify for. This process outlines your finances - your debts, income, job, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a short,basic process.
Once you are determined to be eligible, we document our confidence in your capacity to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").
Pre-Qual Power
Several advantages open to you after you've found your next house, and have pre-qualification. First of all, you have some definite numbers in mind, as the amount you will be able to borrow.
Your pre-qualification also will make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They need not worry that they have been wasting their time if you do not be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your ability to back up your offer.
We will help you with your pre-qualification
We will help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. The process leads you through your current financial situation - your debt, income, employment, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One-on-One
While you can use our mortgage calculators on our website, it's a good idea to sit down and talk with us. That way, we will help you get your pre-qualification letter. Then, we'll make sure we have found the ideal mortgage program for you. Let us help you get started: Call us at 3175959600.
Have questions about pre-qualifying? Call us at 3175959600. We answer pre-qualification questions every day.