Why Pre-Qualify?

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It's important to see a mortgage loan pro first, even if you haven't decided what sort of house you hope to find. What for? What can we do for you before you have made an offer, and do not know yet how much you want to borrow?

We Will Help You Pre-Qualify

We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. The process takes you through your finances - your debts, income, career, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

After you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that states that we are helping you to find the best mortgage loan to meet your situation and that we are confident you will qualify for a mortgage loan for up to a specific amount.

Buying Clout

Holding your pre-qualification letter, some advantages are yours once you locate the home you want to put together an offer for. First, you have some definite numbers in mind, as the amount you can borrow. Of greater importance to the home seller, your being pre-qualified is like your having walked into their front door with a bag full of cash ready to make the deal! They won't need to worry that they are wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't be something for them to fret over. You'll have the sway of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We will achieve this by reviewing your income and debts, your employment and housing situations, your available funds for down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

It is vital to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculators on our site. We can work toward your pre-qualification letter. Next, we can consider your mortgage program options to be sure you are in the right one. We're eager to meet with you: contact us at 3175959600.

Have questions about pre-qualifying? Call us at 3175959600. We answer pre-qualification questions every day.