When to Talk to a Mortgage Pro About Pre-Qualifying

	Shopping for a mortgage? We'd be thrilled to answer your questions about our many mortgage solutions! Give us a call at 3175959600. Ready to get started? Apply Online Now.

Even if you've not narrowed down homes to view yet, it is valuable to contact your mortgage loan professional first. What for? What can we do for you if you haven't made an offer, and do not know yet how much you need to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. This process outlines your current financial situation - your debts, income, career, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a short,basic process.

Once you qualify, we give you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are helping you to find the best loan to fit your financial needs and that we're confident you will qualify for a mortgage for up to a certain amount.

Pre-Qualification Power

Holding your pre-qualification letter, some advantages fall at your feet at the point you locate the house you want to make an offer for. First, it helps you know the amount that you're able to offer. Even more important to the seller of the house, your pre-qualification gives them confidence - as if you had arrived at their home with a bag of cash to back up the offer! They won't need to worry that that they have been wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to lose sleep over. They have a virtual guarantee to trust your buying power.

We will help you pre-qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We will accomplish this by considering your income and debts, your work and residence circumstances, your available funds for down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.

One on one

It is important to sit down and talk with us, even though you are free to also use the helpful mortgage loan calculator tools on this website. For one thing, you'll want a Pre-Qualification Letter! Next, we can study your mortgage program options and be sure you are in the best one. Let us help you get started: Call us at 3175959600.

Have questions about pre-qualifying? Call us at 3175959600. We answer pre-qualification questions every day.