Why Pre-Qualify?

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Even if you've not researched homes to view yet, it's advantageous to contact your mortgage pro first. What for? If you don't yet know how much home you want to qualify for, what can we do for you?

Pre-Qualify

When we pre-qualify you, we help you decide the amount in mortgage payments you can afford, and the size of loan you can qualify for. This process outlines your finances - your debt, income, employment, and down payment money, among other things. It's short and basic; We keep the paperwork light.

After you are determined to be eligible, we document our confidence in your capacity to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

After you locate a house that meets your needs, and you want to put together an offer, being pre-qualified for a mortgage will do a number of things. First of all, you have some definite numbers in mind, as the amount you will qualify for on your mortgage. Even more important to the seller, your pre-qualification gives them certainty - as if you had come to their house with a bag of cash to make the offer! They will not need to worry that they have been wasting their time if you will not be able to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You have the clout of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

We can help you determine how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. The process outlines your current financial situation - your debts, income, career, down payment money, among other things. It's quick and to the point; and we keep the paperwork light.

One-on-One

It is vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. That way, we can help you get your pre-qualification letter. Then, we can make sure we have the right mortgage program for your situation. Contact us at 3175959600 to get started.

Have questions about pre-qualifying? Call us at 3175959600. We answer pre-qualification questions every day.